Consumer
Loan

Access to 30 lenders
For amounts from 51 to 40,900 EUR
Personal service from start to finish

How does it work?

Fill out a quick questionnaire

Your answers help us understand your needs and direct your application to suitable creditors, increasing your chances of receiving attractive loan offers.
What can you expect?
Why is it important to answer honestly?
Send your inquiry

Our role:
As a credit platform, CREDiPORT easily and conveniently connects you with the most suitable creditors.

Automatic submission:

Right after you complete the questionnaire, we send your request to the most appropriate creditors.

Diversity of creditors:

Through us, you have access to a wide range of banks and non-banking financial institutions, increasing the chances to find the best solution for your needs.
Choose an offer

Now you have offers:

Initial offers: Once creditors review your inquiry, you will receive the first offers.

How to decide:
If time is of the essence: you may choose the first suitable offer and proceed to contract.

If you can wait:

It is a good idea to wait and compare more offers. This gives you a chance to find even more favorable terms.

Validity period of the offers:

Time to consider: Offers are usually valid for a few days.
Sign the contract and receive the money

Signing the contract:

Once you have chosen the best offer for you, it's time to sign the credit documents.

Paper or online signature:
Depending on the creditor and the type of credit, you may have the option to sign the contract on paper or conveniently online.

Congratulations:

After signing the contract, the approved amount will be transferred to you, so you can use the funds for their intended purpose.

We are always available to assist you with future financing needs.

Share with CREDiPORT:

We would love to hear about your success. We are always ready to help you again!

FAQ

Possible Rejection

The absence of calls or offers may indicate that creditors are currently unable to offer you financing based on the information you provided.
How to Improve Your Chances
- Check your credit score: Review your Free Credit Score to understand where you stand and what you can improve.
- Avoid multiple applications: Do not send several credit applications in a short period, as this will not help.
- Reduce your debts: If you have other active loans, consider repaying them or at least reducing their amount, especially if there are delays.
Try Again Later

After taking steps to improve your financial status, you can apply again, but allow at least a month for changes to take effect.

Our customers

People are very precise! Everything on their website is true! The service is perfect! I thank them from the bottom of my heart!
— Veneta Ivanova
Thank you for the support, I am at a loss for words to express the gratitude I feel. Once again, THANK YOU and stay healthy!
— Ivan Stamenkov
CREDiPORT really works. One of the few things lately.
— Georgi Karov
Many thanks to the team, wishing you health and well-being.
— Krasimir Kurtev
Thank you for your help. My rating for you is 10 out of 10. I purchased online insurance. It was unbelievably quick, without the need to visit any offices, and I received my policy with the documentation in my email instantly.
— Marin Gerov
Superb service. Very organized. The process is exceptionally streamlined.
— Radoslav
Thank you very much for your assistance and the time spent! I would definitely recommend you to friends and acquaintances.
— Anonymous
Quick, easy, and convenient with the ability to ask questions, rather than having to upload photos, fill out card details, etc. For me, you are great, understood... but most of all, humane.
— Tanya
I came across CREDiPORT on social media and since I needed funds, I decided to try. Thank you very much. I am satisfied with your assistance.
— Svetla
Thank you! You were accurate and so were the banks. Everything was done very expediently and professionally... When someone is in need, they appreciate professionalism and good treatment.
— Pepa Valova
There was nothing I didn't like, everything was perfect and the service was wonderful.
— Tsvetelina
A truly fantastic company that shows authentic and incredible consideration towards people.
— Georgi Petrov

MORE ABOUT US AT:

Example

For a loan amount of 10,225 EUR at a fixed APR* of 5.9% with a repayment term of 60 months, the monthly installment would be 197.23 EUR, with an APR**: 6.95%, including a one-time commitment fee*** of 2% of the loan amount. Total amount payable: 11,832 EUR.

* APR: Annual Percentage Rate, fixed or variable

** APR: Annual Percentage Rate of Charge - reflects the real cost of the loan including all interests, fees, and commissions due by the borrower, represented as a percentage of the loan amount for a period of one year

*** The size and type of the fee can vary among different banks and financial institutions. Commonly encountered fees include: application fee, creditworthiness assessment and analysis fee; credit disbursement fee; commitment fee (under fixed conditions, e.g., fixed interest rate); account opening and maintenance fee or a mandatory package program associated with loan servicing

Parameters

Borrower

Individuals aged 18 and over, holding Bulgarian citizenship, permanent residence in Bulgaria, and a valid ID card.

Purpose of the loan

For current needs, purchasing goods, buying a car, home repairs, consolidating debts, paying bills, education, vacation, or other purposes.

Loan term

From 1 to 120 months.

Currency

Euro (EUR).

Maximum amount

Up to 40,000 EUR.

Repayment

Equal or diminishing monthly installments.

Annual Interest Rate

Fixed or variable.

Annual Percentage Rate of Charge (APR)

The APR for loans ranges from 4% to 50% and is no higher than five times the statutory interest rate for overdue payments, as set by a decree of the Council of Ministers of the Republic of Bulgaria.

Fees and Commissions

According to the tariff of the respective bank.

Collateral

At the discretion of the lending institution, collateral on future receivables or inclusion of a creditworthy co-debtor may be required.

CREDiPORT AD is a registered credit intermediary. We work exclusively with licensed financial institutions that are under the supervision of the Bulgarian National Bank (BNB). We partner with many banks and non-banking financial institutions, including Postbank, Allianz Bank Bulgaria, OBB, BACB, Klear Lending, PB Personal Finance, TBI Bank, Uite Credit, Easy Credit, Proficredit, Vivus, Access Finance, CrediYES, Credissimo, Viva Credit.

Our service is completely free for our clients.

Consumer
Loan

How does it work?

FAQ

Our customers

Example

Parameters

Contacts

Онлайн връзка

Рони

Онлайн връзка

Нора

Consumer Loan

How does it work?

FAQ

Our customers

Example

Parameters

Онлайн връзка

Рони

Онлайн връзка

Нора

Consumer
Loan