Third-Party
Liability

The price of the insurance is determined individually and depends on various factors such as the type of vehicle, engine capacity, total weight, number of seats, registration number, age, and permanent address of the owner, as well as the method of payment for the insurance premium.

Fill in your details along with those of the vehicle, and the insurance calculator will compute the final prices from different insurers.

In the territory of the Republic of Bulgaria, mandatory "Third-Party Liability" insurance for motorists is concluded for the minimum insurance sums determined in the Insurance Code:

• For non-material and material damages as a result of bodily injury or death - EUR 5,327,612 for each event, regardless of the number of injured persons;
• For damages to property (goods) - EUR 1,073,919 for each event, regardless of the number of damaged persons.

For the territory of other countries, the insurance contract provides coverage according to the law of the respective country or coverage according to the law of the territory where the motor vehicle is usually located, when this coverage is higher.

The payment of the due premium is made by cash on delivery upon receipt of the policy via courier. We plan to soon offer the option to pay with a debit or credit card through the secure online payment portal of Paynetics.

After a successful insurance application submission, we will prepare all insurance documents, which we will send to your specified delivery address, along with the "Green Card" certificate and a "Civil Liability" insurance sticker.

Typically, the mandatory insurance for motorists is concluded for a period of 1 year. In some cases specified by the Insurance Code, it is also possible to conclude the insurance for a shorter period, but not less than 30 days.

В някои определени от Кодекса за застраховането случаи, се допуска и сключване и за по-кратък срок, но за не по-малко от 30 дни.

The validity of a concluded mandatory "Civil Liability" insurance can be verified on the website of the Guarantee Fund at: https://guaranteefund.org/bg/

The "Green Card" is an international certificate recognized by the authorities of all countries participating in the "Green Card" system as a document certifying the possession of valid insurance. This insurance covers the minimum mandatory liability limits for third parties required by law in the visited country.

The certificate is issued together with the insurance policy for motorists and is mandatory when traveling to: Azerbaijan, Albania, Belarus, Bosnia and Herzegovina, Israel, Iran, North Macedonia, Morocco, Moldova, Russia, Tunisia, Turkey, Ukraine, and Montenegro.

When traveling in Europe, it's important to know that Kosovo is not a member of the "Green Card" system. Drivers of vehicles registered in Bulgaria, passing through this territory, must obtain insurance valid for Kosovo upon entering the country.